Vacancy title:
Product Leads – Business& Personal loans, Asset Financing, Deposits& Investment

[Type: FULL_TIME, Industry: Financial Services, Category: Admin & Office]

Jobs at:
Kray Microfinance

Deadline of this Job:
Saturday, November 15 2025

Duty Station:
Uganda | Kampala | Uganda

Summary
Date Posted: Tuesday, October 28 2025, Base Salary: Not Disclosed

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JOB DETAILS:

Location: Kampala

Reports To: Managing Director / CEO

About Kray Microfinance

Kray Microfinance Ltd is a fast-growing, technology-driven microfinance institution empowering individuals, small businesses, and communities to achieve financial freedom through inclusive financial solutions.

As part of our expansion and performance transformation, we are seeking dynamic, analytical, and growth-oriented Product Leads to champion the performance of our key lending and investment portfolios.

Job Summary

We are recruiting three (3) Product Leads, each overseeing a core portfolio: Business & Personal Loans, Asset Financing, Investments & Deposits

Key Responsibilities

1. Own the growth, quality, and profitability of your assigned product portfolio.
2. Develop monthly performance targets and cascade them to branches in coordination with the Regional Business & Operations Lead.
3. Oversee credit appraisal, disbursement, and recovery processes across assigned loan products.
4. Conduct market research to identify opportunities and refine product features, pricing, and marketing strategies.
5. Track key performance metrics including disbursement, deposits, revenue, and PAR (Portfolio at Risk).
6. Train and support Relationship Officers to ensure consistent product understanding and quality service delivery.
7. Coordinate with branch managers to ensure performance targets are met and compliance maintained.
8. Prepare and present weekly and monthly performance reports to management.

Minimum Qualifications

1. Bachelor’s Degree in Business, Finance, Microfinance, or a related field.
2. Minimum 3 years’ experience in lending, portfolio management, or financial product supervision.
3. Strong analytical and reporting skills, with proficiency in Excel or data visualization tools.
4. Proven track record in driving loan growth and maintaining portfolio quality.

Excellent communication and leadership skills, with a field-oriented approach.

Work Hours: 8

Experience in Months: 36

Level of Education: bachelor degree

Job application procedure

Send your application and motivation letter, CV, and relevant academic documents in one PDF file to:recruitment.kray@gmail.com copy to rkiwanuka@kraymicrofinance.com

Use the subject line: “Product Lead – Asset Finance (Or any docket you want to apply for)”

Deadline: 15^th November 2025

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