Assistant Manager, Credit Analysis
2025-07-15T20:18:45+00:00
NCBA
https://cdn.greatugandajobs.com/jsjobsdata/data/employer/comp_7463/logo/ncba.png
https://ug.ncbagroup.com/
FULL_TIME
Kampala
Kampala
00256
Uganda
Finance
Management
2025-06-29T17:00:00+00:00
Uganda
8
Job Purpose Statement
To provide credit support to NCBA Business functions covering Corporate & Business Banking Customer Relationships. To provide financial information and analysis, including market intelligence for use in the preparation of credit reports. In liaison with the Relationship Managers, prepare credit reports for review by the credit committe
Key Accountabilities (Duties and Responsibilities)
Financial
Revenue growth/ Cost management-
• Excess /NPL management - NPL to be below 5%
• Introduce new business/ accounts to the bank.
Internal Business Process
TAT Adherence and Improvement-
• Processing of credit applications (New, Renewal, Review, Extensions) for SME and Corporate clients within agreed TAT
• Ensuring only quality credit applications are forwarded to approvers for review.
• Helping to enhance the quality of credit applications by assisting the relationship teams on proper products and facility structuring.
• Attendance of New Business committee and portifolio review meetings
Adherence to Bank operational processes, controls, compliance and policies
• Ensure that early warning signals detected in any of the Bank’s client are reported for immediate analysis and risk mitigation.
• Ensure compliance to KYC/AML Guidelines
• Ensure lending within credit policy. Exceptions to be authorized at appropriate levels.
Active and productive engagement with stakeholders-
• Carry out Joint client visits with relationship teams
• Proper portfolio management reviews through continuous follow up with RMS
Reporting and Early alert-
• Ensure SLA, TAT, Productivity and other reports are accurate and regularly reviewed with relevant teams.
• Maintain an incidence log with information on major exceptions picked from applications and use those to give constructive feedback and improve TAT and overall processes.
SLA Achievement and Customer Experience innovation initiatives-
• SLA Achievement to be maintained at minimum 90% and above at all times.
• Develop 2 new method, idea, process re-engineering or product improvement per annum. This should have a positive impact to Credit Risk Management.
Learning and growth-
• Ensure to achieve at least 50 hours of learning/training for self through E-learning, Internal & External training activities.
Job Specifications
Academic:
- Bachelor’s Degree in business studies; Commerce (Finance, Accounting, Business administration) or equivalent (achieve 2nd class and above)
- Master’s Degree will be an added advantage
Professional:
- CPA , ACCA or any other Accounting qualification
- Credit Risk Management Or Analysis qualification
Desired work experience:
- Minimum of 3 years’ banking experience in a lending/credit risk appraisal environment or equivalent
- Good understanding of regulatory requirment in lending.
- Good understanding of Credit risk policies and Product guidlines.
- Ability to produce quality credit paper with minimal re-work
- Understanding of the local competitor market
Key Accountabilities (Duties and Responsibilities) Financial Revenue growth/ Cost management- • Excess /NPL management - NPL to be below 5% • Introduce new business/ accounts to the bank. Internal Business Process TAT Adherence and Improvement- • Processing of credit applications (New, Renewal, Review, Extensions) for SME and Corporate clients within agreed TAT • Ensuring only quality credit applications are forwarded to approvers for review. • Helping to enhance the quality of credit applications by assisting the relationship teams on proper products and facility structuring. • Attendance of New Business committee and portifolio review meetings Adherence to Bank operational processes, controls, compliance and policies • Ensure that early warning signals detected in any of the Bank’s client are reported for immediate analysis and risk mitigation. • Ensure compliance to KYC/AML Guidelines • Ensure lending within credit policy. Exceptions to be authorized at appropriate levels. Active and productive engagement with stakeholders- • Carry out Joint client visits with relationship teams • Proper portfolio management reviews through continuous follow up with RMS Reporting and Early alert- • Ensure SLA, TAT, Productivity and other reports are accurate and regularly reviewed with relevant teams. • Maintain an incidence log with information on major exceptions picked from applications and use those to give constructive feedback and improve TAT and overall processes. SLA Achievement and Customer Experience innovation initiatives- • SLA Achievement to be maintained at minimum 90% and above at all times. • Develop 2 new method, idea, process re-engineering or product improvement per annum. This should have a positive impact to Credit Risk Management. Learning and growth- • Ensure to achieve at least 50 hours of learning/training for self through E-learning, Internal & External training activities.
Bachelor’s Degree in business studies; Commerce (Finance, Accounting, Business administration) or equivalent (achieve 2nd class and above) Master’s Degree will be an added advantage Professional: CPA , ACCA or any other Accounting qualification Credit Risk Management Or Analysis qualification Desired work experience: Minimum of 3 years’ banking experience in a lending/credit risk appraisal environment or equivalent Good understanding of regulatory requirment in lending. Good understanding of Credit risk policies and Product guidlines. Ability to produce quality credit paper with minimal re-work Understanding of the local competitor market
Bachelor’s Degree in business studies; Commerce (Finance, Accounting, Business administration) or equivalent (achieve 2nd class and above) Master’s Degree will be an added advantage Professional: CPA , ACCA or any other Accounting qualification Credit Risk Management Or Analysis qualification Desired work experience: Minimum of 3 years’ banking experience in a lending/credit risk appraisal environment or equivalent Good understanding of regulatory requirment in lending. Good understanding of Credit risk policies and Product guidlines. Ability to produce quality credit paper with minimal re-work Understanding of the local competitor market
JOB-6876b7a5df27a
Vacancy title:
Assistant Manager, Credit Analysis
[Type: FULL_TIME, Industry: Finance, Category: Management]
Jobs at:
NCBA
Deadline of this Job:
Sunday, June 29 2025
Duty Station:
Kampala | Kampala | Uganda
Summary
Date Posted: Tuesday, July 15 2025, Base Salary: Not Disclosed
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JOB DETAILS:
Job Purpose Statement
To provide credit support to NCBA Business functions covering Corporate & Business Banking Customer Relationships. To provide financial information and analysis, including market intelligence for use in the preparation of credit reports. In liaison with the Relationship Managers, prepare credit reports for review by the credit committe
Key Accountabilities (Duties and Responsibilities)
Financial
Revenue growth/ Cost management-
• Excess /NPL management - NPL to be below 5%
• Introduce new business/ accounts to the bank.
Internal Business Process
TAT Adherence and Improvement-
• Processing of credit applications (New, Renewal, Review, Extensions) for SME and Corporate clients within agreed TAT
• Ensuring only quality credit applications are forwarded to approvers for review.
• Helping to enhance the quality of credit applications by assisting the relationship teams on proper products and facility structuring.
• Attendance of New Business committee and portifolio review meetings
Adherence to Bank operational processes, controls, compliance and policies
• Ensure that early warning signals detected in any of the Bank’s client are reported for immediate analysis and risk mitigation.
• Ensure compliance to KYC/AML Guidelines
• Ensure lending within credit policy. Exceptions to be authorized at appropriate levels.
Active and productive engagement with stakeholders-
• Carry out Joint client visits with relationship teams
• Proper portfolio management reviews through continuous follow up with RMS
Reporting and Early alert-
• Ensure SLA, TAT, Productivity and other reports are accurate and regularly reviewed with relevant teams.
• Maintain an incidence log with information on major exceptions picked from applications and use those to give constructive feedback and improve TAT and overall processes.
SLA Achievement and Customer Experience innovation initiatives-
• SLA Achievement to be maintained at minimum 90% and above at all times.
• Develop 2 new method, idea, process re-engineering or product improvement per annum. This should have a positive impact to Credit Risk Management.
Learning and growth-
• Ensure to achieve at least 50 hours of learning/training for self through E-learning, Internal & External training activities.
Job Specifications
Academic:
- Bachelor’s Degree in business studies; Commerce (Finance, Accounting, Business administration) or equivalent (achieve 2nd class and above)
- Master’s Degree will be an added advantage
Professional:
- CPA , ACCA or any other Accounting qualification
- Credit Risk Management Or Analysis qualification
Desired work experience:
- Minimum of 3 years’ banking experience in a lending/credit risk appraisal environment or equivalent
- Good understanding of regulatory requirment in lending.
- Good understanding of Credit risk policies and Product guidlines.
- Ability to produce quality credit paper with minimal re-work
- Understanding of the local competitor market
Work Hours: 8
Experience in Months: 36
Level of Education: bachelor degree
Job application procedure
Interested and qualified? Click Here to apply
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