Summary
Date Posted: Tuesday, January 25, 2022 , Base Salary: Not Disclosed

JOB DETAILS:
Lending Officer- Data Approver (Grade: DF6, 1 Position)
DFCU Bank is a fast-growing Bank in Uganda offering a wide range of financial solutions to its chosen market segments. We are seeking to recruit for the position of Lending Officer- Data Approver in our operations (COO) domain to support our expansion strategy.
Reporting To: Manager- Lending Operations
Job Purpose:
Reporting to Manager- Lending Operations, the role holder will be responsible for timely and accurate authentication of customers credit information that has been captured in the system in accordance with the laid down procedures as a contribution to data integrity.
Location: Kampala

Key Accountabilities:
• Disburse credit facilities from the documentation team in line with approved terms and conditions and as per the bank’s laid down procedures.
• Check for compliance with the regulatory bodies (BOU, Funders, FIA guidelines, Credit Policy etc.) prior to disbursement.
• Approve accurately amended credit static data in the system as shall be required by business from time to time. i.e., Interest rates, tenors, credit risk grades, sectors etc.
• Carry out the loan pay off and pre-pay process in line with business requirement.
• Approve system write off of all bad loans in line with the credit policy as availed by the Special Assets Management team.
• Issue lease invoices to customers as per the agreed frequency.
• Authenticate customer information and Identify errors and make the necessary corrections in a timely manner.
• Attend to all credit related queries in a timely manner and provide an update to the stakeholders in line with the departmental Service Level Agreement with the business.
• Escalation of risk incidents to the respective stakeholders.
• Participate in the implementation of process improvements.
• Participate and contribute towards projects that are steered to improve data integrity and automation e.g., data clean up, loan origination system, etc.
• Prevent income leakages, pricing inconsistencies, fraud, and operational losses.

Qualifications, experience and competencies required:
• University Bachelor’s degree.
• At least four years Banking experience in Banking Operations, one of which should be in Credit Operations aspects.
• Demonstrate a high degree of accuracy, attention to detail, quality, and deadlines.
• Good understanding of Bank procedures, Operating guidelines, Policies and Regulatory AML/ KYC requirements.
• The ability to engage with all the key stakeholders in the organisation.
• In depth understanding of the features and operations of all bank’s products.
• Experience in Credit operations, process redesign and implementation.
• Attention to detail, excellent analytical skills, ability to demonstrate a high degree of accuracy and meet deadlines.
• Excellent interpersonal, verbal, written, communication and independent judgement skills.
• High level of integrity and ethical standards.
• Ability to prioritise work.

Work Hours: 8

Experience in Months: 48

Level of Education: Bachelor Degree

Job application procedure
If you believe you meet the requirements as noted above, please forward your application with a detailed CV including present position and copies of relevant professional/academic certificates (University Transcript, O & A level), by close of business on Thursday 3rd February 2022 to the email address indicated below;
Vacanciesbank@DFCUgroup.com
DFCU Bank is committed to give equal opportunities in employment and aims to ensure that it does not discriminate against gender or race. Only short-listed candidates will be contacted through +256 312 300391.
Disclaimer: DFCU Bank does not solicit/accept payment in cash/kind from prospective candidates in exchange for shortlisting or job placement. Any candidate who engages in this kind of transaction is aiding and abetting fraud and will be automatically disqualified.

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