Credit Analyst
2025-09-12T10:07:31+00:00
UGAFODE Microfinance Limited
https://cdn.greatugandajobs.com/jsjobsdata/data/employer/comp_699/logo/ugafode.png
https://www.greatugandajobs.com/jobs/
FULL_TIME
kampala
Kampala
00256
Uganda
Financial Services
Accounting & Finance
2025-09-15T17:00:00+00:00
Uganda
8
Description
UGAFODE Microfinance Limited (MDI) is hiring a Credit Analyst responsible for analyzing credit data and financial information of credit/loan applicants including individuals, groups and institutions to help make decisions on lending and credit-worthiness by determining the risk that the institution will not recoup funds loaned in line with UGAFODE (MDI) credit policy, processes and procedures.
Key Duties and Responsibilities:
- Ensuring good loan Portfolio Quality: Ensure good loan portfolio quality in the Region/branches under supervision/attachment.
- Loan Applications Analysis: Analyze and evaluate clients’ loan applications and financial statements in order to determine credit worthiness and the degree of risk involved in lending money for applications (i.e. All loans that are 5M and above) in compliance with UGAFODE credit policies and procedures and ensuring timely and quality lending decisions are made.
- Support with Capacity building: Takes full responsibility for guiding Relationship officers, Credit Business Supervisors, Branch Business Managers and Regional Business Manager charged with fulfilling credit functions of the institution with credit training, analysis and support in guaranteeing a good loan portfolio process for UGAFODE (MDI) Ltd.
- Loan compliance: Conducts daily monitoring of client’s loan performance in line with agreed terms and conditions of the respective loans and per set credit policy and procedures at UGAFODE to guarantee a qualitative loan portfolio.
- Reporting: Prepares reports (daily) about degree of risk in lending money to clients, client loan compliance/non-compliance, over all loan performance and trend analysis in loan repayments as well as any feedback to support a qualitative portfolio among others.
- Support with debt recovery efforts: Liaises with Regional Business Manager, Credit Business Supervisors, Branch Business Managers and Relationship Officers to ensure recovery of written-off loans and minimizing loan loss provisions in the assigned region/branches.
Qualifications, Skills and Experience:
- Minimum of Bachelor’s degree in Finance, Accounting, Business Administration or related filed.
- Experience in branch management is desired
- Experience in credit supervision, Analysis, etc. is preferable
- At least 3 years’ experience in credit application processing
- Knowledge of credit administration and management
- Strong analytical skills
- Excellent credit underwriting skills & competencies, networking and stakeholder management.
- Ability to work under pressure and adhere to strict deadlines.
- Strong Planning, organizing, Monitoring, Analytical and Customer service skills.
- Teamwork, Influencing, Negotiation skills and Business drive.
Ensuring good loan Portfolio Quality: Ensure good loan portfolio quality in the Region/branches under supervision/attachment. Loan Applications Analysis: Analyze and evaluate clients’ loan applications and financial statements in order to determine credit worthiness and the degree of risk involved in lending money for applications (i.e. All loans that are 5M and above) in compliance with UGAFODE credit policies and procedures and ensuring timely and quality lending decisions are made. Support with Capacity building: Takes full responsibility for guiding Relationship officers, Credit Business Supervisors, Branch Business Managers and Regional Business Manager charged with fulfilling credit functions of the institution with credit training, analysis and support in guaranteeing a good loan portfolio process for UGAFODE (MDI) Ltd. Loan compliance: Conducts daily monitoring of client’s loan performance in line with agreed terms and conditions of the respective loans and per set credit policy and procedures at UGAFODE to guarantee a qualitative loan portfolio. Reporting: Prepares reports (daily) about degree of risk in lending money to clients, client loan compliance/non-compliance, over all loan performance and trend analysis in loan repayments as well as any feedback to support a qualitative portfolio among others. Support with debt recovery efforts: Liaises with Regional Business Manager, Credit Business Supervisors, Branch Business Managers and Relationship Officers to ensure recovery of written-off loans and minimizing loan loss provisions in the assigned region/branches.
Minimum of Bachelor’s degree in Finance, Accounting, Business Administration or related filed. Experience in branch management is desired Experience in credit supervision, Analysis, etc. is preferable At least 3 years’ experience in credit application processing Knowledge of credit administration and management Strong analytical skills Excellent credit underwriting skills & competencies, networking and stakeholder management. Ability to work under pressure and adhere to strict deadlines. Strong Planning, organizing, Monitoring, Analytical and Customer service skills. Teamwork, Influencing, Negotiation skills and Business drive.
JOB-68c3f0e340bde
Vacancy title:
Credit Analyst
[Type: FULL_TIME, Industry: Financial Services, Category: Accounting & Finance]
Jobs at:
UGAFODE Microfinance Limited
Deadline of this Job:
Monday, September 15 2025
Duty Station:
kampala | Kampala | Uganda
Summary
Date Posted: Friday, September 12 2025, Base Salary: Not Disclosed
Similar Jobs in Uganda
Learn more about UGAFODE Microfinance Limited
UGAFODE Microfinance Limited jobs in Uganda
JOB DETAILS:
Description
UGAFODE Microfinance Limited (MDI) is hiring a Credit Analyst responsible for analyzing credit data and financial information of credit/loan applicants including individuals, groups and institutions to help make decisions on lending and credit-worthiness by determining the risk that the institution will not recoup funds loaned in line with UGAFODE (MDI) credit policy, processes and procedures.
Key Duties and Responsibilities:
- Ensuring good loan Portfolio Quality: Ensure good loan portfolio quality in the Region/branches under supervision/attachment.
- Loan Applications Analysis: Analyze and evaluate clients’ loan applications and financial statements in order to determine credit worthiness and the degree of risk involved in lending money for applications (i.e. All loans that are 5M and above) in compliance with UGAFODE credit policies and procedures and ensuring timely and quality lending decisions are made.
- Support with Capacity building: Takes full responsibility for guiding Relationship officers, Credit Business Supervisors, Branch Business Managers and Regional Business Manager charged with fulfilling credit functions of the institution with credit training, analysis and support in guaranteeing a good loan portfolio process for UGAFODE (MDI) Ltd.
- Loan compliance: Conducts daily monitoring of client’s loan performance in line with agreed terms and conditions of the respective loans and per set credit policy and procedures at UGAFODE to guarantee a qualitative loan portfolio.
- Reporting: Prepares reports (daily) about degree of risk in lending money to clients, client loan compliance/non-compliance, over all loan performance and trend analysis in loan repayments as well as any feedback to support a qualitative portfolio among others.
- Support with debt recovery efforts: Liaises with Regional Business Manager, Credit Business Supervisors, Branch Business Managers and Relationship Officers to ensure recovery of written-off loans and minimizing loan loss provisions in the assigned region/branches.
Qualifications, Skills and Experience:
- Minimum of Bachelor’s degree in Finance, Accounting, Business Administration or related filed.
- Experience in branch management is desired
- Experience in credit supervision, Analysis, etc. is preferable
- At least 3 years’ experience in credit application processing
- Knowledge of credit administration and management
- Strong analytical skills
- Excellent credit underwriting skills & competencies, networking and stakeholder management.
- Ability to work under pressure and adhere to strict deadlines.
- Strong Planning, organizing, Monitoring, Analytical and Customer service skills.
- Teamwork, Influencing, Negotiation skills and Business drive.
Work Hours: 8
Experience in Months: 36
Level of Education: bachelor degree
Job application procedure
Interested in applying for this job? Click here to submit your application now.
All Jobs | QUICK ALERT SUBSCRIPTION
