We are looking for a results-driven and analytical Collection & Portfolio Risk Manager to lead our collections function and safeguard the quality of our loan portfolio.

KEY RESPONSIBILITIES

Collections Management

• Drive timely collections and keep arrears under control, firmly and fairly.
• Lead the collections team and set daily, weekly and branch targets.
• Monitor PAR 1, 30 and 90 and drive down arrears across the book.
• Design follow-up, restructuring and escalation strategies for overdue clients.
• Coordinate field agents and repossession of financed motorcycles.
• Ensure ethical collection practices that comply with Ugandan law and UMRA guidelines.

Portfolio Risk & Analytics

• Protect the quality of our loan book and flag risks before they grow.
• Track portfolio quality, vintages, roll rates and early-warning signals.
• Review credit policy and scoring, and recommend underwriting improvements.
• Monitor provisioning, write-offs and recovery rates.
• Spot fraud patterns and concentration risk across dealers and branches.
• Report portfolio performance and key risks to management and the Board.

If you have experience in credit, collections or risk management in microfinance or asset finance, strong data skills and proven leadership, we would love to hear from you.

• Drive timely collections and keep arrears under control, firmly and fairly.
• Lead the collections team and set daily, weekly and branch targets.
• Monitor PAR 1, 30 and 90 and drive down arrears across the book.
• Design follow-up, restructuring and escalation strategies for overdue clients.
• Coordinate field agents and repossession of financed motorcycles.
• Ensure ethical collection practices that comply with Ugandan law and UMRA guidelines.
• Protect the quality of our loan book and flag risks before they grow.
• Track portfolio quality, vintages, roll rates and early-warning signals.
• Review credit policy and scoring, and recommend underwriting improvements.
• Monitor provisioning, write-offs and recovery rates.
• Spot fraud patterns and concentration risk across dealers and branches.
• Report portfolio performance and key risks to management and the Board.

• strong data skills
• proven leadership

• experience in credit, collections or risk management in microfinance or asset finance