Vacancy title:
Credit Officer

[Type: FULL_TIME, Industry: Professional Services, Category: Accounting & Finance]

Jobs at:
Finding XY

Deadline of this Job:
Sunday, September 21 2025

Duty Station:
Uganda | Kampala | Uganda

Summary
Date Posted: Monday, September 15 2025, Base Salary: Not Disclosed

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JOB DETAILS:

Finding XY is an innovation and enterprise support organization driving growth for MSMEs across Uganda. We implement programs that strengthen entrepreneurial ecosystems, unlock finance, and provide tailored support to small and growing businesses.

The Credit Officer is responsible not only for assessing and monitoring financing but also for providing financial advisory support to both MSMEs and the organization itself. This includes developing financial models, guiding partners on sound financial management practices, and supporting the design of financing products and mechanisms.

KEY RESPONSIBILITIES

• Conduct financial assessments for MSMEs and program partners applying for any form of financing (loans, grants, revolving funds, or other instruments).
• Analyze financial statements, business plans, and cash flow projections to evaluate repayment capacity or effective utilization of funds.
• Prepare financing appraisal reports with clear recommendations for approval or adjustments.
• Monitor financial performance and compliance of financed partners, ensuring timely reporting and accountability.
• Provide advisory support to MSMEs and Finding XY on financial planning, cash flow management, budgeting, and other finance-related matters.
• Support the development of financial models, funding proposals, and other analytical tools to strengthen the organization’s financing decisions.
• Collaborate with program and finance teams to ensure smooth disbursement, tracking, and reporting of all financing instruments.
• Identify financial risks, propose mitigation measures, and contribute to improving assessment tools, procedures, and reporting frameworks.

REQUIRED QUALIFICATIONS & EXPERIENCE

• Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• At least 3 years of experience in credit assessment, financial analysis, or managing diverse financing instruments (loans, grants, revolving funds).
• Strong experience in providing advisory services to MSMEs or organizations on financial management, modeling, or planning.
• Knowledge of Uganda’s MSME ecosystem and financial landscape.
• Excellent analytical, problem-solving, and communication skills.
• Proficiency in financial analysis software, Microsoft Excel, and other relevant financial tools.
• Attention to detail, with the ability to work independently and manage multiple assignments concurrently.

Work Hours: 8

Experience in Months: 36

Level of Education: bachelor degree

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