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Strategic Engagement: A Management Consulting Firm of Choice ©

The CPA SACCO Manager directs, coordinates, and oversees the strategic, technical and administrative operations of the CPA SACCO in accordance with the strategic plan, policies, and procedures approved by the Board of Directors. The Manager is responsible for contributing to the SACCO's vision and realising the SACCO's mission through effective planning, goals and objectives setting, organizing resources, building staff capacity, motivation, and leading the team to enhance productivity and performance.

Responsibilities or duties

Strategy and Growth: Develop business plans to grow membership, deposits, and loan book appreciation. Identify and recommend new products to the Board, build and maintain strategic relationships, and advise the Board on potential investment opportunities.

People and Team Leadership: Lead staff of the SACCO including motivation, supervision, directing and appraising the performance of all the staff. Develop incentives, recruit, train, and set performance targets for the team while fostering a culture of integrity, accountability, and member focus.

Finance and Risk Management: Prepare annual, quarterly and monthly budgets, workplan, cash flows, and monitor performance against the set targets. Manage loan portfolio quality (approval, disbursement, recovery) while ensuring the portfolio at risk (PAR) is maintained at not more than 5%. Ensure liquidity is adequate, implement internal controls to prevent fraud, and ensure the safety of all CPA SACCO's movable and immovable assets.

Compliance and Governance: Develop and recommend policies to the Board, steer strategic planning, and ensure full compliance with applicable regulations and laws of the land. Prepare board reports, financials, and coordinate annual and periodic audits and inspections.

Qualifications or requirements (e.g., education, skills)

CPA member and a Bachelor's degree in Finance, Commerce, Business Administration, Economics, or a related field.

A Master's degree is of an added advantage.

Experience needed

Six (6) years' experience in Banking, Microfinance, Cooperative environment three years of which is in supervisory role.

Key Skills & Competencies

Strategic planning and goal setting.

Financial management, budgeting, financial analysis, and loan appraisal.

Leadership and people management, risk management, and internal control oversight.

Governance and regulatory compliance (including SACCO and cooperative laws).

Analytical and problem-solving skills, accounting systems, and MS Excel proficiency.

Team player, excellent communication, stakeholder management, and customer service orientation.

Integrity, professionalism, confidentiality, change management, and innovation.

• Develop business plans to grow membership, deposits, and loan book appreciation.
• Identify and recommend new products to the Board, build and maintain strategic relationships, and advise the Board on potential investment opportunities.
• Lead staff of the SACCO including motivation, supervision, directing and appraising the performance of all the staff.
• Develop incentives, recruit, train, and set performance targets for the team while fostering a culture of integrity, accountability, and member focus.
• Prepare annual, quarterly and monthly budgets, workplan, cash flows, and monitor performance against the set targets.
• Manage loan portfolio quality (approval, disbursement, recovery) while ensuring the portfolio at risk (PAR) is maintained at not more than 5%.
• Ensure liquidity is adequate, implement internal controls to prevent fraud, and ensure the safety of all CPA SACCO's movable and immovable assets.
• Develop and recommend policies to the Board, steer strategic planning, and ensure full compliance with applicable regulations and laws of the land.
• Prepare board reports, financials, and coordinate annual and periodic audits and inspections.

• Strategic planning and goal setting.
• Financial management, budgeting, financial analysis, and loan appraisal.
• Leadership and people management, risk management, and internal control oversight.
• Governance and regulatory compliance (including SACCO and cooperative laws).
• Analytical and problem-solving skills, accounting systems, and MS Excel proficiency.
• Team player, excellent communication, stakeholder management, and customer service orientation.
• Integrity, professionalism, confidentiality, change management, and innovation.

• CPA member and a Bachelor's degree in Finance, Commerce, Business Administration, Economics, or a related field.
• A Master's degree is of an added advantage.