Customer Relationship Officer Agricultural Lending

(Matugga, Wakiso, Busunjju, Gayaza, Kasawo, Mpigi, Mityana, Iganga Nkono, Luuka, Pallisa, Nakaloke, Bukwo, Mukono, Nkokonjeru, Kayunga, Kumi, Ngora, Serere, Namayingo, Tororo, Bududa, Dokolo, Kamuli, Buyala, Buyende, Odia, Wobulenzi, Hoima, Kinubi, Kiboga, Kamdini, Apac, Aduku, Koboko, Yumbe, Kijura, Bweyale, Bundibugyo, Kyotera, Kiganda, Ibanda, Ishongororo, Kabale, Muhanga, Ntungamo, Rukungiri, Kihihi, Ishaka, Lukaya, Buwama) 

PURPOSE OF THE ROLE

To grow BUBL’s agricultural loan product portfolio in assigned satellites while adhering to client protection principles, internal policies and procedures, and Bank of Uganda regulations

MAIN JOB RESPONSIBILITIES

• Advise and or sensitize prospective and existing clients on BUBL’s loan products and cross-sell other financial products and services.
  • Carry out training of clients on good agricultural practices, climate-smart agriculture, financial literacy, and other relevant training.
  • Guiding clients to fill out loan application forms and attach relevant documents in line with BUBL’s loan requirements.
  • Conduct loan appraisals through undertaking field visits to loan applicants’ homes, agricultural fields where required.
  • Disburse approved loans to clients on a daily basis in line with the set performance targets.
  • Appraise loan applicants’ character, credit histories, and conduct reference checks to ascertain willingness to repay the loan.
  • Monitor outstanding loans and performance of the loan portfolio daily.

  REQUIRED QUALIFICATIONS AND SKILLS

  • Diploma/bachelor’s degree in Crop Science, Agricultural Economics or any Agriculture-related course.
  • Female Candidates are strongly encouraged to apply.
  • Ability to ride a motorcycle and possession of a valid riding permit is an added advantage.

  KNOWLEDGE, SKILLS & COMPETENCES

  • Strong written, verbal communication and presentation skills and the ability to convince a client.
  • Knowledge of good agricultural practices and climate smart agriculture
  • Computer knowledge especially in Microsoft Office suite for MS word and Excel.
  • Able to work in a team.

• Advise and or sensitize prospective and existing clients on BUBL’s loan products and cross-sell other financial products and services.
• Carry out training of clients on good agricultural practices, climate-smart agriculture, financial literacy, and other relevant training.
• Guiding clients to fill out loan application forms and attach relevant documents in line with BUBL’s loan requirements.
• Conduct loan appraisals through undertaking field visits to loan applicants’ homes, agricultural fields where required.
• Disburse approved loans to clients on a daily basis in line with the set performance targets.
• Appraise loan applicants’ character, credit histories, and conduct reference checks to ascertain willingness to repay the loan.
• Monitor outstanding loans and performance of the loan portfolio daily.

• Strong written, verbal communication and presentation skills and the ability to convince a client.
• Knowledge of good agricultural practices and climate smart agriculture
• Computer knowledge especially in Microsoft Office suite for MS word and Excel.
• Able to work in a team.

• Diploma/bachelor’s degree in Crop Science, Agricultural Economics or any Agriculture-related course.