POSITION DESCRIPTION

JOB TITLE: LEGAL OFFICER (02)

REPORTS TO: SENIOR LEGAL OFFICER

JOB PURPOSE

▪ The role holder will be responsible for providing administrative, technical and legal support to bank operations by offering legal advice on routine business transactions to ensure that the Bank’s interests are protected and all legal risks are mitigated through constructive legal review and engagement with stakeholders.

KEY RESPONSIBILITIES /KEY DELIVERABLES

• Provide legal advice and support to various departments/ business lines by acting as the subject matter expert on legal matters.
• Represent the Legal Department in various committee meetings or departmental meetings with a view of providing technical legal support and guidance.
• Evaluate potential legal risks and issues related to the Bank’s products, Services, and operations, and provide recommendations for risk mitigation strategies.
• Draft and review all legal documents with service providers, business partners and other stakeholders including contracts, agreements, collateral and others prepared to safeguard the Bank’s interests.
• Directly support the Bank’s credit and other commercial departments ensuring proper documentation, registration, securitization and internal adherence to contractual obligations.
• Support the development and delivery of legal compliance training sessions to internal stakeholders, to enhance legal awareness and compliance.
• Provide legal advice and support on non-commercial internal matters e.g. staff disciplinary hearings etc. and other routine transactions e.g. review of tenancy agreements, procurement agreements, contract renewals etc.
• Research and prepare legal opinions to guide management on potential legal problems and/or issues of recent regulatory or legislative changes
• Periodically conduct visits to branches to assess compliance with the pertinent laws, identify any lapses pertaining to documentation and practices likely to expose the bank to legal risks and any punitive costs.
• Review and follow up on new laws to ensure that the Bank is up-to-date and in compliance.
• Peruse staff loan/advance files for completeness and accuracy and ensure timely perfection of the same.
• Liaise with external counsel to ensure instructions are carried out on time.
• Reconciliation of the company searches and staff mortgage registration accounts.
• Regular updates to the Department’s risk profile/register.
• Engage in training all staff in legal risk aspects that affect the Bank’s operation.
• Track or monitor and report on the status of the Department’s key Risk Indicators (KRIs).
• Annually complete the Department’s Business Impact Analysis (BIA) and review of the Business Continuity Plan (BCP).

BUSINESS BEHAVIOURS

• Passion: Committed to excellence, delivering outstanding results and making a positive impact on our customers and stakeholders.
• Teamwork: Collaborates, mutual respect, and diverse perspectives, to achieve shared success and deliver greater value to the Bank.
• Integrity: Uphold honesty, transparency, and accountability, ensuring ethical practices in every action.
• Innovation: Embrace creativity and forward-thinking, continually seek new solutions to enhance customer experience and drive business growth.

QUALIFICATIONS, EXPERIENCE AND COMPETENCIES REQUIRED

• Bachelor of Law and Diploma in legal practice.
• At least 3 years’ experience in legal practice

• Provide legal advice and support to various departments/ business lines by acting as the subject matter expert on legal matters.
• Represent the Legal Department in various committee meetings or departmental meetings with a view of providing technical legal support and guidance.
• Evaluate potential legal risks and issues related to the Bank’s products, Services, and operations, and provide recommendations for risk mitigation strategies.
• Draft and review all legal documents with service providers, business partners and other stakeholders including contracts, agreements, collateral and others prepared to safeguard the Bank’s interests.
• Directly support the Bank’s credit and other commercial departments ensuring proper documentation, registration, securitization and internal adherence to contractual obligations.
• Support the development and delivery of legal compliance training sessions to internal stakeholders, to enhance legal awareness and compliance.
• Provide legal advice and support on non-commercial internal matters e.g. staff disciplinary hearings etc. and other routine transactions e.g. review of tenancy agreements, procurement agreements, contract renewals etc.
• Research and prepare legal opinions to guide management on potential legal problems and/or issues of recent regulatory or legislative changes
• Periodically conduct visits to branches to assess compliance with the pertinent laws, identify any lapses pertaining to documentation and practices likely to expose the bank to legal risks and any punitive costs.
• Review and follow up on new laws to ensure that the Bank is up-to-date and in compliance.
• Peruse staff loan/advance files for completeness and accuracy and ensure timely perfection of the same.
• Liaise with external counsel to ensure instructions are carried out on time.
• Reconciliation of the company searches and staff mortgage registration accounts.
• Regular updates to the Department’s risk profile/register.
• Engage in training all staff in legal risk aspects that affect the Bank’s operation.
• Track or monitor and report on the status of the Department’s key Risk Indicators (KRIs).
• Annually complete the Department’s Business Impact Analysis (BIA) and review of the Business Continuity Plan (BCP).

• Legal advice
• Legal support
• Subject matter expert on legal matters
• Risk evaluation
• Risk mitigation
• Drafting legal documents
• Reviewing legal documents
• Contract management
• Agreement review
• Collateral management
• Documentation
• Registration
• Securitization
• Compliance training
• Legal opinions
• Branch visits
• Law review
• Loan file review
• Liaising with external counsel
• Reconciliation
• Risk profile management
• Staff training
• Risk Indicator tracking
• Business Impact Analysis
• Business Continuity Plan review

• Bachelor of Law
• Diploma in legal practice