About Numida

Numida is a fast-growing fintech company on a mission to expand access to fair and reliable financial services for millions of micro, small, and medium-sized enterprise (MSME) owners across Africa. We foster a values-driven culture rooted in accountability, collaboration, and continuous learning, providing our team with competitive benefits, equity, and professional development opportunities.

Position Overview

We are seeking a detail-oriented Verification Officer to join our team in Kampala. In this role, you will be responsible for conducting thorough, accurate verifications of business information submitted by first-time loan applicants. You will play a crucial role in safeguarding the authenticity, integrity, and quality of credit data, enabling informed decision-making by Credit Relationship Officers (CROs) for higher-value loan applications.

Key Performance Indicators (KPIs)

• Achieve an Average Loan Value (ALV) of 550,000 UGX for first-time applicants by December 2026.
• Enhance collection rates on first-time loan portfolios.
• Minimize instances of loan slashing through accurate upfront risk assessment.
• Improve conversion rates for qualified loan applications.
• Increase retention rates for newly acquired borrowers.

Key Responsibilities & Operational Workflow

• Verification Assessment: Receive verification requests for qualifying new loan applications exceeding 1,000,000 UGX (specifically where loan agreements exceed 3,000,000 UGX).
• On-Site Field Evaluation: Conduct comprehensive physical and operational assessments of applicant businesses.
• Cross-Departmental Coordination: Collaborate with the Growth and Finance departments to process transport requisitions and manage allocated field funds.
• Risk Reporting: Communicate clear, objective verification feedback to CROs via official internal channels to guide final loan disbursement decisions.

Qualifications & Experience

• Education: Bachelor’s Degree in Finance, Business Administration, Economics, or a related field.
• Experience: 1–2 years of hands-on experience in field verification, auditing, risk assessment, or a related role (preferably within the fintech or financial services sector).
• Domain Knowledge: Familiarity with MSME loan processing workflows and credit risk assessment is highly advantageous.

Personal Attributes & Core Competencies

• Organization: Highly organized with a proven track record of managing multiple field tasks efficiently.
• Analytical Thinking: Strong critical thinking and problem-solving abilities.
• Autonomy & Teamwork: Self-motivated, capable of working independently in the field while collaborating seamlessly with office teams.
• Ethics: High ethical standards with an unwavering commitment to confidentiality and data integrity.

• Receive verification requests for qualifying new loan applications exceeding 1,000,000 UGX (specifically where loan agreements exceed 3,000,000 UGX).
• Conduct comprehensive physical and operational assessments of applicant businesses.
• Collaborate with the Growth and Finance departments to process transport requisitions and manage allocated field funds.
• Communicate clear, objective verification feedback to CROs via official internal channels to guide final loan disbursement decisions.

• Field verification
• Auditing
• Risk assessment
• MSME loan processing workflows
• Credit risk assessment
• Organization
• Critical thinking
• Problem-solving
• Autonomy
• Teamwork
• Confidentiality
• Data integrity

• Bachelor’s Degree in Finance, Business Administration, Economics, or a related field.
• 1–2 years of hands-on experience in field verification, auditing, risk assessment, or a related role (preferably within the fintech or financial services sector).
• Familiarity with MSME loan processing workflows and credit risk assessment is highly advantageous.