Vacancy title:
Credit Officers – Group & Individual Lending

[Type: FULL_TIME, Industry: Finance, Category: Accounting & Finance]

Jobs at:
ENCOT Microfinance Limited

Deadline of this Job:
Saturday, June 14 2025

Duty Station:
Masindi | Masindi | Uganda

Summary
Date Posted: Wednesday, June 4 2025, Base Salary: Not Disclosed

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Learn more about ENCOT Microfinance Limited
ENCOT Microfinance Limited jobs in Uganda

JOB DETAILS:

Serving over 36,000 clients in 17 districts of the Mid-Western and Central region(s) of Uganda, ENCOT Microfinance Limited (ENCOT) is a social impact, fast growing and innovative MFI operating a network of 10 branches of Hoima, Masindi, Kigumba, Kagadi, Nakasongola, Kawempe, Luweero, Bweyale, Katikara and Karuguuza. ENCOT’s mission is to provide microfinance services to low-income smallholder farmer communities, most especially women, to allow them curve their own paths out of poverty through creation of own jobs. ENCOT is seeking to recruit dynamic, self-motivated and result oriented professionals to urgently fill the following positions:

Credit Officers – Group & Individual Lending

The role of this position is to provide direct sales of loans/credit services offered by ENCOT to customers and ensure loan 100% recovery of assigned loans portfolio (both current and past-due) in a manner that ensures maximum return while ensuring application of best practice and customer satisfaction in accordance with ENCOT’s strategic objectives and credit policies.

Key Result Areas:

a)         Client mobilization and training.

b)         Loans processing. 

c)         Loan recoveries.

d)         Customer care.

e)         Loans utilization follow-up.

f)          Delinquency management.

g)         Reporting as required.

h)         Contribution to general organization development as a key member of staff.

i)          Any other duties that can be competently and professionally performed.

Minimum Qualifications:

• Diploma in Social Work, Education, Business Administration and any other related field.

Core Capabilities:

• High level of honesty, integrity and accountability.
• Ability to achieve results while working independently with little supervision.
• Ability to ride a motorcycle and follow all traffic regulations (valid riding permit is a must).
• Ability to communicate effectively (Written, Verbal and Gesture).
• Thinking deeply, clearly and independently.
• Ability to learn, unlearn and re-learn while practicing change and innovation.
• Ability to work in teams and build collaborative relationships.
• Ability to frequently travel to the field as required.
• Ability to work and live with rural communities especially the poor.
• Ability to communicate fluently in English and basic Kiswahili.

Work Hours: 8

Experience: No Requirements

Level of Education: associate degree

Job application procedure
Interested in applying for this job? Click here to submit your application now.

Qualified and interested candidates should submit their applications in PDF format (Cover Letter, CV, Copies of Academic Documents and Copy of National ID) by email by 5:00 pm, Saturday 14th June, 2025

The Head of Human Resources

ENCOT Microfinance Ltd

Plot 88 Port Road, Masindi

P.O. BOX 389, Masindi-Uganda

Any documents submitted to ENCOT for application purposes shall not be recalled. Please note that only shortlisted candidates will be contacted.

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