Company Overview

Baikal Financial Services is seeking a driven, customer-focused Loan Officer to join our Jinja Branch team. This role is crucial for growing our client base, appraising loan applications, and maintaining the health of our loan portfolio within the Asset Finance & Microfinance track.

Key Responsibilities

• Identify, appraise and recommend viable loan applications for approval.
• Disburse and manage loans in accordance with company policy.
• Monitor loan repayments and follow up promptly on early arrears.
• Prepare accurate loan appraisal and portfolio performance reports.
• Conduct credit assessments and verify client information and collateral.
• Manage and grow an assigned loan portfolio within approved risk limits.
• Conduct field visits to assess business viability and loan purpose.
• Ensure compliance with credit policy, KYC and regulatory requirements.

Qualifications and Requirements

• Diploma/Degree in Business, Finance, Accounting, Economics or related field.
• Strong analytical and credit assessment skills.
• Good knowledge of the local business environment and market.
• High integrity, professionalism and attention to detail.
• Experience in loan origination, credit analysis, microfinance or banking is an advantage.
• Excellent communication and interpersonal skills.
• Valid riding permit is an added advantage.

• Identify, appraise and recommend viable loan applications for approval
• Disburse and manage loans in accordance with company policy
• Monitor loan repayments and follow up promptly on early arrears
• Prepare accurate loan appraisal and portfolio performance reports
• Conduct credit assessments and verify client information and collateral
• Manage and grow an assigned loan portfolio within approved risk limits
• Conduct field visits to assess business viability and loan purpose
• Ensure compliance with credit policy, Kyc and regulatory requirements

• Strong analytical and credit assessment skills
• Good knowledge of the local business environment and market
• High integrity, professionalism and attention to detail
• Excellent communication and interpersonal skills

• Diploma/Degree in Business, Finance, Accounting, Economics or related field
• Experience in loan origination, credit analysis, microfinance or banking is an advantage
• Valid riding permit is an added advantage